Construction

Claims Navigation in Today’s Economic & Legislative Climate

Contractor, Construction, Carpentry, Mobile Crane, Iron/Steel Erection, Plumbing, Asphalt Works, Excavation, Shoring, Scaffolding Concrete or Cement Distributing 

Unique Expertise

SmartComp’s team is experienced in providing claims management services to builders, contractors and trade specialist in the Construction Industry.  We have the capability and expertise required to handle the most complex injuries and have been involved in the industry for over 20 years.

 

Focused On Results

SmartComp has a dedicated claims team that partners with our clients in the day to day management of the claims process. Being On-Site, On-Time and On-Target we provide an alternative to the high claims cost associate with the Construction Industry.

 

On-Site Claims Navigation

Whether you’re Developing, Building or Servicing the construction Industry SmartComp’s team of on-site claims management specialist are available to strategically navigate you and your injured worker through the Workers’ Compensation system.

 

Class Codes - Included by not limited to:

 

5606 - CONTRACTORS — construction or erection — executive level supervisors — no direct supervision — division of a single employee’s payroll with any other classification is not permitted.

This classification may be assigned only in connection with the construction or erection classifications listed in Appendix I, Construction and Erection Classifications, and must be confirmed by specific written approval from the WCIRB.

This classification applies to executive level supervisors as defined in Part 3, Standard Classification System, Section IV, Special Industry Classification Procedures, Rule 2d, Executive Level Supervisors.

This classification also applies to executive level supervisors when all construction operations are subcontracted to licensed contractors and no payroll is developed under any construction classification. In such instances, executive level supervisors exercise control exclusively through licensed subcontractors.

This classification also includes management level employees such as safety managers, project managers and engineers, who do not supervise construction operations but whose duties include walking through a construction site during the construction phase, provided the employer retains two levels of supervision over the construction crew(s) or where all operations have been subcontracted to licensed subcontractors. Otherwise, such employees are miscellaneous employees and shall be classified in accordance with Part 3, Section IV, Rule 2c, Miscellaneous Employees (Construction or Erection).

On jobs where all construction operations are subcontracted to licensed subcontractors, Classification 9015(1), Building Operation — all other employees, shall apply to job site cleanup and warranty repair conducted after construction is completed.

Also refer to Part 3, Section IV, Rule 2, Construction or Erection Work.

Pure Premium Rate:  2015 (1.55), 2014 (1.20), 2013 (1.47), 2011 (.92)

Expected Loss Rate: 2015        (), 2014 (  .44), 2013 (  .51), 2011 (.42)

 

 

5213 - CONCRETE CONSTRUCTION — N.O.C. — including foundations, or the making, setting up or taking down of forms, scaffolds, falsework or concrete distributing apparatus

At a particular job or location, Classification 5213 shall not be used for division of payroll in connection with Classifications 5222(1), Concrete Construction — bridges or culverts, 5040(2), Bridge Building — metal, 6003(3), Bridge or Trestle Construction — wood, or 5506 or 5507, Street or Road Construction.

Excavation, reinforcing steel installation, pile driving and all work in connection with sewers, tunnels, subways, caissons or cofferdams shall be separately classified.

This classification includes the pouring of concrete floor slabs, foundations, retaining walls, basement walls and/or footings in connection with poured in place concrete, masonry and structural steel buildings, and the subsequent pouring of on-grade concrete slabs and any concrete floors and decks above ground level.

The pouring or finishing of concrete floor slabs and concrete slab-type foundations for other than concrete buildings or structural steel buildings of multi-story construction, and the pouring or finishing of concrete foundations for private residences for occupancy by one or two families or other wood frame family dwellings not exceeding three stories in height shall be separately classified as 5201(2)/5205(2), Concrete or Cement Work.

 

Pure Premium Rate:  2015 (8.33), 2014 (7.60), 2013 (8.23), 2011 (5.89)

Expected Loss Rate: 2015        (), 2014 (2.50), 2013 (2.68), 2011 (2.65)

 

 

5432 - CARPENTRY — including the installation of interior trim, builders finish, doors and cabinet work in connection therewith — employees whose regular hourly wage equals or exceeds $29.00 per hour.

 

Assignment of this classification is subject to verification at the time of final audit that the employee’s regular hourly wage equals or exceeds $29.00 per hour. The payroll of an employee whose regular hourly wage is not shown to equal or exceed $29.00 per hour shall be classified as 5403, Carpentry.

This classification shall apply to the installation of shingle roofing and the installation or application of insulation materials in buildings or within building walls, but only if installed by the same employer who performs the carpentry work in constructing new buildings or additions to existing buildings at the same job or location. All other roofing shall be separately classified.

The making, erecting or stripping of forms in connection with concrete work shall be assigned to the appropriate concrete classification.

 

Pure Premium Rate:  2015 (7.82), 2014 (7.67), 2013 (7.47), 2011 (4.59)

Expected Loss Rate: 2015        (), 2014 (2.69), 2013 (2.63), 2011 (2.16)

 

 

7219(3) - MOBILE CRANE AND HOISTING SERVICE CONTRACTORS — N.O.C. — all operations — including yard employees

At a particular job or location, this classification shall not be used for division of payroll in connection with any other classification (other than the Standard Exceptions or General Exclusions).

 

This classification shall apply to hoisting or lifting operations requiring the use of mobile hoisting equipment, block and fall, jacks, shoring timbers, rollers, ropes and cables, including transportation of such equipment to and from work sites.

This classification also applies to employers that rent mobile crane and hoisting equipment with operators.

Pure Premium Rate:  2015 (13.57), 2014 (13.68), 2013 (13.49), 2011 (7.48)

Expected Loss Rate: 2015          (), 2014 (  4.65), 2013 (  4.68), 2011 (3.44)

 

5059 - IRON OR STEEL ERECTION — structural — in the construction of buildings not over two stories in height

At a particular job or location, Classification 5059 shall not be used for division of payroll in connection with Classification 5040(1), Iron or Steel Erection — structural and exterior installation.

This classification includes the erection of staircases and exterior iron or steel work in connection with buildings not exceeding two stories in height. The erection of structural frame members in connection with buildings over two stories in height shall be separately classified as 5040(1), Iron or Steel Erection — structural.

Pure Premium Rate:  2015 (23.43), 2014 (22.46), 2013 (21.26), 2011 (13.74)

Expected Loss Rate: 2015          (), 2014 (  6.78), 2013 (  6.38), 2011 (  6.20)

 

 

5183(1) - PLUMBING — shop and outside — gas, steam, hot water or other pipe fittings installation, including house connections installation — employees whose regular hourly wage does not equal or exceed $26.00 per hour — N.O.C.

Automatic fire suppression sprinkler installation, within buildings, shall be separately classified.

 

Pure Premium Rate:  2015 (10.30), 2014 (10.28), 2013 (8.69), 2011 (5.20)

Expected Loss Rate: 2015          (), 2014 (  3.44), 2013 (2.98), 2011 (2.44)

 

 

1463(1) - ASPHALT WORKS — grinding, pulverizing or mixing asphalt

 

Digging, mining or quarrying shall be separately classified

 

Pure Premium Rate:  2015 (5.71), 2014 (5.73), 2013 (6.97), 2011 (4.81)
Expected Loss Rate: 2015        (), 2014 (1.99), 2013 (2.33), 2011 (2.28)

 

 

6218(1) - EXCAVATION — N.O.C. — including borrowing, filling or backfilling — employees whose regular hourly wage does not equal or exceed $30.00 per hour

 

Mass rock excavation, grading or excavation in connection with street or road construction, pile driving, shaft sinking, caisson or cofferdam work shall be separately classified.

This classification includes trenching operations conducted by specialty contractors except in connection with the construction of canals, irrigation systems, cross-country water pipelines, oil or gas pipeline construction or sewer construction. Such operations shall be assigned to the corresponding construction classification.

 

Pure Premium Rate:  2015 (11.40), 2014 (11.29), 2013 (9.27), 2011 (5.50)
Expected Loss Rate: 2015          (), 2014 (  3.45), 2013 (2.99), 2011 (2.46)

 

 

9529(1) - SCAFFOLDS, SHORING, CONCRETE OR CEMENT DISTRIBUTING TOWERS, HOD HOISTS OR CONSTRUCTION ELEVATORS — installation or removal

The installation or removal of scaffolds, shoring, concrete or cement distributing towers, hood hoists, or construction elevators, when performed by building contractors, shall be assigned to the construction classification with which this work is associated.

 

Pure Premium Rate:  2015 (9.96), 2014 (10.01), 2013 (7.60), 2011 (4.76)
Expected Loss Rate: 2015        (), 2014 (  2.87), 2013 (2.48), 2011 (2.24)